I am a Whangarei based Loan Market Mortgage Broker with 14+ years experience. One of my many roles is; To make it possible for people to enter the property market and buy their first home, guiding them through every step of this often stressful and complex process. Tailoring your personal mortgage requirements, ensuring the best bank, the best interest rate, structure and decision for you. I can also help you with commercial loans, investment loans, construction loans, land and build packages, mortgage top ups, refinancing, interest rate fixing and more. The main feedback I hear from my clients is the appreciation for the help, knowledge and expertise, followed by a big dose of care. Many clients have been referred to me after being declined, feeling disheartened and unsure how to proceed, with some feeling home ownership is just out of their reach. Many times I have turned declines into approvals, this is a regular occurrence. Others need someone to guide them on how to get there in the first place. It is important to understand, the banks say no for a reason, I find out what that reason is and then show you how to fix it. The services I provide are free unless specialist finance is required. If home ownership is your goal, I can show you how to achieve it.