Smartcash NZ

A payday loan is a small cash loan that helps to carry you through to your next payday when you are a bit short. It’s designed to help meet the out-of-the-usual costs. Maybe your car needs a new tyre, the cat needs an unexpected trip to the vet, or you have a sudden travel cost.

Why choose SMARTCASH? Simple. We have the lowest payday loan rates of any online payday loan specialist in New Zealand. Unlike many other lenders you do not need to provide security for a loan from SMARTCASH.

We provide a professional service based on over 30 years’ senior management experience in the New Zealand banking and finance sectors.

A payday loan from SMARTCASH means:
-same day access to up to $500 cash*
-less than 5 minutes to apply online
-super fast loan approval
-money deposited straight into your bank account
-no security required

A payday loan from SMARTCASH should be a loan that you know you can repay within 31 days, on your paydays. It is not intended for long-term financing. It should be manageable.